That being said, you’ll also need to create some sort of filing system for paid bills. I always recommend purchasing a paper tray where you can store unpaid paper bills so you always know where to find them. Maybe you can set up a small desk in your bedroom, but if you have an office at home, that’s even better since you can just add a few things to make your home office double as space for paying your bills. The most important thing is to have some space where you can focus on the task at hand, without interruptions from your kids or other family members. Take a look around your house or apartment and try to find a small corner where you can set up a few items that will make bill payment an easier process. One of the best ways of making a list is by using Microsoft Excel or Google Sheets.Įven if you don’t have a lot of experience with these programs, you can find numerous budget templates online to help you get started. If you can’t remember or aren’t sure, you can take a look at your bank statement for the previous month.Įspecially when it comes to bills that are paid automatically from your bank account, it’s helpful to know when they are due – that way you won’t get any nasty surprises! If you have any bills that are paid automatically, make sure to note when the money gets drafted from your bank account. Think about what your preferred method of receiving bills is, and whether you can talk to a service provider to change from regular mail to email, for example. Some might arrive by regular mail, some can be automatic, and some can arrive online. Then, make a note of how you receive your bills. This will include utility bills, mortgage payments, credit card payments, and so on. The first step to organizing your bills is to actually sit down and create a list of every bill that you pay, while also noting how much you pay if the bills are fixed (if not, try and figure out a range, such as $80 to $100 for power). Plus, this will help you feel more relaxed and organized in your day-to-day life. What’s more, being organized in terms of your bills will help you stay on budget, since there will be no surprise bills making their way to your mailbox (or inbox) to put a dent in your monthly spending plan and personal finances. R ELATED: Mistakes When Getting Out of Debt: 9 Mistakes To Avoid This process will not only help you lead a more organized life, but it will also prevent debt from piling up and causing even more financial trouble down the road. To organize your bills means staying on top of all of your expenses, making sure everything is getting paid on time, and avoiding late fees.
How to organize your bills how to#
No matter how you feel about them, they’re here to stay for the rest of your adult life, so you might as well learn how to deal with them, right?Īnd if you learn how to organize your bills correctly, you will be even closer to that goal.
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